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Want a better lifestyle? 6 ways we can help

When some people think of financial advisers, they think only about pensions, life assurance and investments. While these are all important elements of your financial life, a good financial adviser plays a far deeper role than simply providing these. We’ve identified 6 ways in which we enrich the lives of our clients.

 1. We help you identify your desired lifestyle and plan to make it happen

When you set out on a journey, you need a map to get to your destination. The same applies to your desired lifestyle and the finances to achieve it. Think of your desired lifestyle as the destination. The map you need is a financial plan, which we will develop for you.

 2. We help you sleep better

We don’t want you lying awake and worrying about your investments, as we’re firm believers in the principle of risk based investing. We make sure your investments clearly reflect your own appetite for risk in order to ensure that your money is working as hard as possible for you, while not increasing the risk in your portfolio beyond your comfort levels.

 3. We make sure you’re prepared for unexpected shocks

Sometimes significant events change the course of your life and the lives of your loved ones. A serious illness or the death of a parent has an enormous emotional impact on a family. It’s our job to help you protect yourself financially against such events to ensure all your dreams are not dashed.

 4. We help you reduce your tax bill

We always look to find tax saving opportunities in your retirement planning, investments, life assurance and income protection plans. We want the money in your pocket rather than the taxman’s!

 5. We help you to keep a long-term perspective

We want you to have a full life, both today and tomorrow. We help you strike a balance between spending today and saving for the future. We want you to achieve your long-term financial objectives while living your life to the full today - we’re not killjoys, only out to get you to save as much as possible for the future!

 6. We help you to enjoy your later years

Retirement is a significant event in all our lives. It’s also an increasingly lengthy stage in our lives, which means it takes really careful planning. This planning begins when you’re young and start building up your retirement fund. It continues through to retirement, at which stage important decisions need to be made when your income from work stops, and you need your fund  to sustain you into the future.

And the planning doesn't stop there, it continues onwards through retirement as you want to make sure you never run out of money. We also help you plan for the transfer of your financial assets to your loved ones in the smoothest and most tax efficient way possible. We’re here for you every step of the way, at every stage of this long journey.

Money is simply an enabler of your lifestyle. With our help, you can ensure you make best use of your money to ensure you can live the life that you want.